ATM cash out as are not that easy to get in my opinion. U have to constantly check the shops online that have the "with pin" option in it and then it's no guarantee it LL work. Plus because the security chip I think you LL need an emv reader writer not just the magnetic swipe in order to make sure it goes thru with the pin. And sites when they sell with the pin it's like 80 bucks per card and again it's not guaranteed. It's hit or miss it if it does work sometimes it will only have a little bit of money on it also if it's a debit.